Saturday, August 30, 2008

Chapter News You Can Use August 30, 2008


• Liability Insurance for Chapters.
• Opportunities for Leaders

Dear Leaders,

Welcome to the first issue of chapter news. As a leader of HLAA, you will receive regular newsletters from chapter development. I look forward to providing you with
news and information essential for chapter leaders. I welcome your comments and
contributions to this newsletter. If you would like to submit a news item or story relevant to chapters and chapter development, please email me directly. I look forward to hearing from you.


Toni Barrient | Director of Chapter Development
Hearing Loss Association of America
7910 Woodmont Ave Ste 1200
Bethesda, MD 20814
301-913-9413 FAX

Liability Insurance for Chapters

I receive frequent requests for and about liability insurance. Many chapters hold meetings in places where liability insurance is required. If you have not been asked to provide evidence of liability coverage, then you do not need to be concerned about liability coverage.

If the landlord or property manager has said that the chapter needs to provide evidence of liability coverage, HLAA can provide evidence of coverage.

We are insured through the Hartford Casualty Insurance Group and the Hartford Insurance Group. Under the business liability portion of our insurance policy, the limits of coverage are as follows:

Each Occurrence $2,000,000
Fire Damage (Any one fire) $ 300,000
Medical Exp (Any one person) $ 10,000
Personal & Adv Injury $2,000,000
General Aggregate $4,000,000
Products-Comp/OP AGG $4,000,000

The chapter needs to complete an application and submit this application to the national office. The application is available online on the leadership support page. Once you download and open the application you can fill in the form then email it to me or you can print and fax or snail mail the application to me at the national office. Total cost for this coverage is $50.00.

If you will include all your meeting dates on this application, then all dates are covered for the same fee. You may indicate that meetings are held, as an example, every third Thursday of each month beginning Sept 4, 2008 to June 4, 2009.

If you have a special activity like a party or picnic at the same location, include that event and date in your application and that can be included as well and no added fee is necessary.
If your special activity or party is at a different address, you will need to complete the application for that event, and pay an additional fee of $50.

It is important to understand that the chapter is not being insured. It is the property and property manager that is being insured so they are the ones to receive a certificate of coverage.
You can find the application online here: Liability Insurance Application

Opportunities For Leaders

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